Last year, Cradinal Mooney was a #14 or #15 seed and nearly missed the playoffs altogether while playing the most difficult schedule in D-V besides South Range. The only team in D-V that could defeat and that actually defeated Mooney was South Range, Mooney went on to slaughter their opponent in the 1st round and played South Range the closest of everyone in D-V all year and was likely the 2nd or 3rd best team in all of D-V despite the losing record. A few years back SV-SM was the #15 or #16 seed and barely made the playoffs, and was beating their 1st round opponent and only barely lost in the last minute of the game by 2 or 3 points and was likely one of the top 10 teams in D-III that year.
I understand. This year, according to Drew Pasteur, Padua has the #6 most difficult schedule in D3. They're 4-5 and likely to move to 4-6 since they play D2 Walsh on Friday. Still, Drew Pasteur has Padua ranked #8 in D3/R10. Similar to last year when Padua had a tough schedule, squeaked into the playoffs as the #12 seed at 5-5, and put a running clock on Buckeye in the first round and Norton in the 3rd round of the playoffs.
Records and Harbin points aren't perfect rating systems. Harbins do a poor job of picking the top 8 since the data shows that 9-12 seeds have a 50/50 split with 5-8 seeds. But the data also shows that the Region winners are almost always from among the Top 8, usually the Top 4, so arguing about #12 - #20 is a fool's errand. I'm sure Cardinal Mooney was a fine team. Same for SVSM, same for Padua this season. In the end, Harbins get the Top 4 pretty damn accurate.
Note the common thread here. Parochial schools have a hard time getting public school teams in their Region, let alone Division, to play them in OOC games. That's increasing the chances for public schools in weak conferences (like Westlake, for example, in D2/R6) to get playoff berths and it hurts parochial schools with better programs because they beat each other up.
I've seen it from the public school side as 3 of my kids attended public school. Did well in the regular season only to get slaughtered by St. Ignatius. So, I have limited sympathy for the parochial schools given their advantages despite being a Padua fan today.
Bitter pill, but mid-tier parochial schools will get squeezed out of the playoffs even when they're better than, say, seeds 12-16, due to their schedule difficulties. No complaints though; had Padua held on in the 2nd half in just one of three of its losses, they'd be 5-4 and a virtual lock for a playoff berth. Either way, they're not going to beat Tiffin or TCC, so it's a lost of meaningless speculation.